Lumpsum Calculator: growth of a one-time investment
A lumpsum investment puts the whole amount to work at once. This calculator shows how a one-time amount could grow over a chosen period at an assumed yearly return. Real returns vary and may be negative in some periods.
How it is calculated
Future value = Amount × (1 + r)^t, where r is the yearly return as a decimal and t is the number of years.
Worked example
₹5,00,000 invested for 10 years at an assumed 12% a year grows to about ₹15,52,924.
Frequently asked questions
Lumpsum or SIP, which is better?
It depends on when the money is available and how comfortable you are with market swings. A SIP spreads purchases over time, a lumpsum invests everything on one day. Neither guarantees a better result.
Does the calculator include tax or charges?
No. It ignores taxes, exit load and expenses so that the effect of growth is easy to see. Actual results will be lower after costs and tax.
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